4950 Cypress Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4950 Cypress Loop, Orange Beach, AL 36561 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,880 sqft · built 2018
Lot Size0.132 acres (5,735 sqft)
OwnerIndividual Name on File
Last Sale$297,578 (Dec 2018)
Tax Bill$1,086 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2019 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN66-01-01-1-001-001.034

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.034
Alternative APNs
  • 300958
  • 356355

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,880 sqft Heated Area
1st Floor Area1,880 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,735 sqft (0.132 acres)
Lot Dimensions114 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number356355
Street Address4950 CYPRESS LOOP
CityORANGE BEACH
StateAL
Zip36561-9009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50' X 114.7' LOT 85 CYPRESS VILLAGE SUB FILING NUMBER THREESLIDE 2489-A & B IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (WD)
Legal SubdivisionCYPRESS VILLAGE SUB
Legal Lot Number85
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.034

Assessment roll updated April 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4950 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE INC
Sep 17, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Aug 21, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BK
Dec 19, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Aug 01, 2018Trustee's Deed, Construction Loan · Line of Credit
BRYANT BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2018 · Amount on Record
Deed SaleDec 19, 2018 · Amount on Record
Deed Document Number20181735208
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 13, 2026
Property Address4950 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009
Document Number0002265526
Instrument DateJul 09, 2026
Instrument20262265526
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyORANGE TITLE PA, ORANGE BEACH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$57,570.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5396 BAY LA LAUNCH AVE, ORANGE BEACH, AL 36561-4127

Mortgage

Document Number0002265527,
DateJul 13, 2026
Instrument20262265527
Lender
NameCORNERSTONE MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address4950 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001784333
DateSep 17, 2019
Instrument1784333
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 14, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 21, 2019
Property Address4950 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009
Document Number0001779367
Instrument DateAug 16, 2019
Instrument1779367
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2019
Title CompanyTHRIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$336.86
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4950 CYPRESS PARK ORANGE BEACH AL 365618826, ORANGE BEACH, AL 36561-8826

Mortgage

Document Number1779368
DateAug 21, 2019
Instrument1779368
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateDec 19, 2018
Property Address4950 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009
Document Number0001735208
Instrument DateDec 18, 2018
Instrument1735208
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$298.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4950 CYPRESS LOOP ORANGE BEACH AL 365619009, ORANGE BEACH, AL 36561-9009

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBALDWIN AL
Recording DateAug 01, 2018
Property Address4950 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009
Instrument DateJul 27, 2018
Instrument1711497
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2018
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4950 CYPRESS LOOP ORANGE BEACH AL 365619009, ORANGE BEACH, AL 36561-9009
InvestorPossibly a Property Investor

Mortgage

Document Number0001711497
DateAug 01, 2018
Instrument1711497
Lender
NameBRYANT BK
TypeBank
AddressFOLEY, AL 36535
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,086.00 (+5.13%)$43,980 (+4.91%) Land $9,580 Building $34,400$504,300 (+20.33%) Land $109,800 Building $394,500
2023$1,033.00 (+3.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$41,920 (+3.05%)$419,100 (+3.07%) Land $72,900 Building $346,200
2022$1,002.00 (+17.61%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$40,680$406,600 Land $74,100 Building $332,500
2021$852.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 261 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies628 units insured
367 under condo master policies
Nearby Flood Claims151 (2004–2020)
Claims Outside the SFHA5 of 151
Most Recent ClaimSep 2020, tidal / storm surge
Claims By Storm
  • Hurricane Sally, Sep 2020 · 134 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 84% of Alabama
Wildfire LikelihoodAbout 1 in 568 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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