Baldwin County property record for 4940 Cypress Loop, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,150 sqft · built 2018 |
| Lot Size | 0.131 acres (5,735 sqft) |
| Owner | Individual Name on File |
| Last Sale | $363,000 (Aug 2019) |
| Tax Bill | $1,521 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 66-01-01-1-001-001.029 |
| Primary APN | 66-01-01-1-001-001.029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,150 sqft Heated Area |
| 1st Floor Area | 1,630 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,735 sqft (0.131 acres) |
| Lot Dimensions | 114 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 362198 |
|---|---|
| Street Address | 4940 CYPRESS LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50' X 114.6' IRR LOT 90 CYPRESS VILLAGE SUB FILING NUMBER THREE SLIDE 2489-A & B IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (W |
| Legal Subdivision | CYPRESS VILLAGE SUB |
| Legal Lot Number | 90 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.029
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4940 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 28, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jul 25, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 04, 2017 | Trustee's Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Jul 25, 2018 · Amount on Record |
| Deed Document Number | 20191780627 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 28, 2019 |
| Property Address | 4940 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009 |
| Document Number | 0001780627 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 1780627 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4940 CYPRESS LOOP ORANGE BEACH AL 365619009, ORANGE BEACH, AL 36561-9009 |
| Document Number | 1780628 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 1780628 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 25, 2018 |
| Property Address | 4940 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009 |
| Document Number | 0001709971 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 1709971 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | TOWER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4940 CYPRESS LOOP ORANGE BEACH AL 365619009, ORANGE BEACH, AL 36561-9009 |
| Document Number | 1709972 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 1709972 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 04, 2017 |
| Property Address | 4940 CYPRESS LOOP, ORANGE BEACH, AL 36561-9009 |
| Instrument Date | Oct 03, 2017 |
| Instrument | 1659406 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14 JAPONICA AVE MOBILE AL 366061921, MOBILE, AL 36606-1921 |
| Document Number | 0001659406 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 1659406 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 03, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,521.00 (-2.37%) | $49,460 (-2.25%) Land $9,600 Building $39,860 | $565,500 (+11.8%) Land $109,800 Building $455,700 |
| 2023 | $1,558.00 (+3.38%) Homeowner's exemption | $50,600 (+3.22%) | $505,800 (+3.2%) Land $72,900 Building $432,900 |
| 2022 | $1,507.00 (+17.64%) Homeowner's exemption | $49,020 | $490,100 Land $74,100 Building $416,000 |
| 2021 | $1,281.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 261 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 628 units insured incl. 367 condo units |
| Nearby Flood Claims | 151 (2004–2020) |
| Claims Outside the SFHA | 5 of 151 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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