495 Sims St, Banning, CA 92220 Property Records

Riverside County property record for 495 Sims St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,341 sqft · built 2004
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Mar 2014)
Tax Bill$2,999 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN538-070-030

Property Details

APN / Parcel Number

Primary APN538-070-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,341 sqft Living Area
Gross Area1,830 sqft
1st Floor Area1,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialGravel
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area455 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address495 SIMS ST
CityBANNING
StateCA
Zip92220-4166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOR LOT 1 MB 006/014 C O BARKERS SUB POR SEC 8 T3S R1E
Legal Range01E
Legal Township03S
Legal Section08
Legal SubdivisionC O BARKERS SUB POR SEC 8 T3S R1E
Legal Lot Number1
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2004
Census Tract44102

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address495 SIMS ST, BANNING, CA 92220-4166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2014 · Amount on Record
Deed SaleMar 19, 2014 · Amount on Record
Prior SaleMay 24, 2010 · Amount on Record
Deed Document Number2014102267
Prior Transfer DateMar 21, 2006
Prior Transfer Doc0000441171
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address495 SIMS ST, BANNING, CA 92220-4166
Document Number0000256766
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedJul 23, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 SIMS ST BANNING CA 922204166, BANNING, CA 92220-4166

Mortgage

Document Number0000256766
DateJul 12, 2019
Instrument256766
Lender
NameARROWHEAD CU
TypeCredit Union
AddressRANCHO CUCAMONGA, CA 91729
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 11, 2039

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,054 (+2%) Land $18,748 Building $206,306
2025$2,999.00 (+2.29%) Homeowner's exemption$220,642 (+4.04%) Land $18,381 Building $202,261
2023$2,932.00 (+2.16%) Homeowner's exemption$212,076 Land $17,668 Building $194,408
2022$2,870.00
2021$351,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Sims St

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