481 Sims St, Banning, CA 92220 Property Records

Riverside County property record for 481 Sims St, Banning, CA 92220 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,529 sqft · built 1912
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$276,000 (Jun 2005)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`538-070-031`

Property Details

APN / Parcel Number

Primary APN	`538-070-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,529 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1937
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	538070031
Street Address	481 SIMS ST
City	BANNING
State	CA
Zip	92220-4166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20 ACRES IN POR LOT 1 MB 006/014 C O BARKERS SUB POR SEC 8 T3S R1E
Legal Range	01E
Legal Township	03S
Legal Section	08
Legal Subdivision	C O BARKERS SUBDIVISION
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2004
Census Tract	44102

Owner

Source: Riverside County records · APN 538-070-031

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	481 SIMS ST, BANNING, CA 92220-4166
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2005 · Amount on Record
Deed Sale	Jun 17, 2005 · Amount on Record
Prior Sale	Apr 05, 2005
Deed Document Number	2005-0482879
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	481 SIMS ST, BANNING, CA 92220-4166
Document Number	0000246122
Instrument Date	Jun 09, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 SIMS ST BANNING CA 922204166, BANNING, CA 92220-4166

Mortgage

Document Number	0000246122
Date	Jun 20, 2017
Instrument	246122

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,250.00 (+13.44%) Homeowner's exemption	$384,694 (+15.44%) Land $97,558 Building $287,136
2023	$4,628.00 (+10.27%) Homeowner's exemption	$333,255 Land $84,092 Building $249,163
2022	$4,197.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 35% of California
Wildfire Likelihood	About 1 in 641 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.