Orange County property record for 495 Shadow Ln, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,183 sqft · built 1940 |
| Lot Size | 0.084 acres (3,650 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,335 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-221-30 |
| Primary APN | 644-221-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| 1st Floor Area | 1,183 sqft |
| Basement Area | 606 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,650 sqft (0.084 acres) |
| View / Lot | Ocean |
| Garage Area | 324 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 SHADOW LN |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 91 BLK LOT 11 TR 91 LOT 11 NWLY1/2 |
| Legal Subdivision | TRACT NO. 91 |
| Legal Tract | 91 |
| Legal Lot Number | 11 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 62619 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 495 SHADOW LN, LAGUNA BEACH, CA 92651-3148 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 1994 |
| Deed Sale | Jul 29, 1994 |
| Deed Document Number | 1994478453 |
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 0000134125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 495 SHADOW LN, LAGUNA BEACH, CA 92651-3148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 495 SHADOW LN, LAGUNA BEACH, CA 92651-3148 |
| Document Number | 0000068622 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023000068622 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 7, 2022 |
| Property Address | 495 SHADOW LN, LAGUNA BEACH, CA 92651-3148 |
| Document Number | 0000134125 |
| Map Reference | MB 11 PG 4 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022000134125 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 SHADOW LN, LAGUNA BEACH, CA 92651-3148 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $531,110 (+2%) Land $451,914 Building $79,196 | |
| 2025 | $6,335.00 (+0.11%) | $520,697 (+4.04%) Land $443,053 Building $77,644 |
| 2023 | $6,328.00 (+2.91%) | $500,479 Land $425,849 Building $74,630 |
| 2022 | $6,149.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Nearby Flood Policies | 77 units insured incl. 47 condo units |
| Nearby Flood Claims | 19 (1988–2026) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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