495 Scrub Oak Cir, Monument, CO 80132 Property Records

El Paso County property record for 495 Scrub Oak Cir, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 1985
Lot Size	0.813 acres (35,400 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jan 2017)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71241-03-009`

Property Details

APN / Parcel Number

Primary APN	`71241-03-009`
Alternative APNs	`671124103009` `R7124103009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	1,459 sqft
Upper Floors Area	763 sqft
Basement Area	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,400 sqft (0.813 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	429 sqft
Deck Area	Deck Area
Patio Area	429 sqft
Balcony Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7124103009
Street Address	495 SCRUB OAK CIR
City	MONUMENT
State	CO
Zip	80132-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20000
Legal Description	LOT 332 WOODMOOR SUMMIT
Legal Subdivision	WOODMOOR SUMMIT
Legal Lot Number	332
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1038
Census Tract	7302

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 SCRUB OAK CIR, MONUMENT, CO 80132-8558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 17, 2017	Warranty Deed, Transfer · VA Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	May 3, 1996 · Amount on Record
Deed Document Number	20176002
Prior Transfer Date	Sep 16, 1994
Prior Transfer Doc	0000129332
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	495 SCRUB OAK CIR, MONUMENT, CO 80132-8558
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114505
Date	Jun 14, 2021
Instrument	221114505

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	495 SCRUB OAK CIR, MONUMENT, CO 80132-8558
Document Number	0000128656
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 SCRUB OAK CIR MONUMENT CO 801328558, MONUMENT, CO 80132-8558

Mortgage

Document Number	0000128656
Date	Oct 16, 2019
Instrument	128656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 17, 2017
Property Address	495 SCRUB OAK CIR, MONUMENT, CO 80132-8558
Document Number	0000006002
Instrument Date	Jan 13, 2017
Instrument	217006002
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 SCUB OAK CIR, MONUMENT, CO 80132-8558

Mortgage

Document Number	0000006003
Date	Jan 17, 2017
Instrument	217006003

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,430 (-)	$687,035 (-)
2025	$2,949.00 (-0.47%)	$48,430 (-0.9%) Land $15,890 Building $32,540	$687,035 (-5.81%) Land $225,450 Building $461,585
2024	$2,963.00 (+3.78%)	$48,870 (-) Land $10,130 Building $38,740
2023	$2,855.00 (+33.16%)	$48,870 (+54.16%) Land $10,130 Building $38,740	$729,433 (+59.95%) Land $151,200 Building $578,233
2022	$2,144.00	$31,700 Land $8,810 Building $22,890	$456,040 Land $126,700 Building $329,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 80% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect, Force Broadband, Verizon.

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