El Paso County property record for 445 Scrub Oak Cir, Monument, CO 80132 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,079 sqft · built 1985 |
| Lot Size | 0.673 acres (29,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,000 (Oct 2017) |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71241-05-016 |
| Primary APN | 71241-05-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,079 sqft Living Area |
| Gross Area | 3,733 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,539 sqft |
| Finished Basement | 1,539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,300 sqft (0.673 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 1,067 sqft |
| Balcony Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | R7124105016 |
|---|---|
| Street Address | 445 SCRUB OAK CIR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-8558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 316 WOODMOOR SUMMIT |
| Legal Subdivision | WOODMOOR SUMMIT |
| Legal Lot Number | 316 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 7302 |
Source: El Paso County records · APN 71241-05-016
Assessment roll updated June 1, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 SCRUB OAK CIR, MONUMENT, CO 80132-8558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Oct 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on Record |
| Deed Sale | Oct 24, 2017 · Amount on Record |
| Prior Sale | Jul 06, 1998 · Amount on Record |
| Deed Document Number | 2017128666 |
| Prior Transfer Date | Jan 08, 2016 |
| Prior Transfer Doc | 0000004408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 445 SCRUB OAK CIR, MONUMENT, CO 80132-8558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000170360 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 221170360 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Oct 24, 2017 |
| Property Address | 445 SCRUB OAK CIR, MONUMENT, CO 80132-8558 |
| Document Number | 0000128666 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 217128666 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 SCRUB OAK CIR, MONUMENT, CO 80132-8558 |
| Document Number | 0000128667 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 217128667 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2032 |
Source: El Paso County records · Assessment roll updated June 1, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,450 (-) | $715,606 (-) | |
| 2025 | $3,072.00 (+10.15%) | $50,450 (+9.06%) Land $15,890 Building $34,560 | $715,606 (+3.64%) Land $225,450 Building $490,156 |
| 2024 | $2,789.00 (+3.99%) | $46,260 (-) Land $10,130 Building $36,130 | |
| 2023 | $2,682.00 (+14.86%) | $46,260 (+33.97%) Land $10,130 Building $36,130 | $690,462 (+38.98%) Land $151,200 Building $539,262 |
| 2022 | $2,335.00 | $34,530 Land $8,810 Building $25,720 | $496,809 Land $126,700 Building $370,109 |
Source: FEMA National Flood Hazard Layer, El Paso County (08041C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080410073021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | High above 86% of the US · above 89% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 121 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Windfield Enterprises | Fixed Wireless (licensed-by-rule) | 1,000 / 220 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Force Broadband, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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