Watauga County property record for 495 Saint Andrews Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,270 sqft · built 1994 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $630,500 (Apr 2022) |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1941-81-1460-000 |
| Primary APN | 1941-81-1460-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,270 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 560 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1851836 |
|---|---|
| Street Address | 495 SAINT ANDREWS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | GGGC-L 027 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 921000 |
495 Saint Andrews Rd is owned by a company that bought it in April 2022.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6650 RIVERS AVE, NORTH CHARLESTON, SC 29406-4809 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on File |
| Deed Sale | Apr 12, 2022 · Amount on File |
| Deed Document Number | 2022719035 |
| Deed Book / Page | 2267 / 394 |
| Prior Transfer Date | Apr 1, 2014 |
| Prior Transfer Doc | 0017490449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Apr 12, 2022 |
| Property Address | 495 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8216 |
| Document Number | 0022670394 |
| Book / Page | 2267 / 394 |
| Map Reference | MB 5 PG 12 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 719035 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,261.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8780 WILLIAMS RD, 8780, SEFFNER, FL 33584-2651 |
| Name | Verified Name |
|---|---|
| Address | 6650 RIVERS AVE # 100, 100, NORTH CHARLESTON, SC 29406-4809 |
| Document Number | 0000719036 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 719036 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 495 Saint Andrews Rd was $2,676, down 66.1% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $805,500 (-) Land $39,000 Building $766,500 | ||
| 2025 | $2,676.00 (-66.13%) | $805,500 Land $39,000 Building $766,500 | |
| 2024 | $7,900.00 | $805,500 Land $39,000 Building $766,500 | |
| 2023 | $805,500 Land $39,000 Building $766,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Saint Andrews Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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