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490 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 490 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,725 sqft · built 1990
Lot Size0.37 acres (16,117 sqft)
Owner2 Trust Names on File
Last Sale$235,500 (Aug 2018)
Tax Bill$1,527 (2025)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APN1941-71-8808-000

Property Details

APN / Parcel Number

Primary APN1941-71-8808-000
Alternative APNs
  • 1784937
  • 1866733

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,725 sqft Living Area
1st Floor Area876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
PorchPorch
Porch Area810 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1866733
Street Address490 SAINT ANDREWS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionGGGC-L 046
Legal SubdivisionGRASSY GAP LOW
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1024
Census Tract921000

Owner

490 Saint Andrews Rd is held in a trust since August 2018.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address233 BAYBERRY DR, PLANTATION, FL 33317-2612
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2018 · Amount on File
Deed SaleAug 31, 2018 · Amount on File
Deed Document Number2018671916
Deed Book / Page1990 / 219
Prior Transfer DateSep 23, 2014
Prior Transfer Doc0017730473
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 31, 2018
Property Address490 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8216
Document Number0019900219
Book / Page001990 / 000219
Instrument DateAug 31, 2018
Instrument671916
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$471.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address233 BAYBERRY DR PLANTATION FL 333172612, PLANTATION, FL 33317-2612

Tax Assessment & Valuation

The 2025 property tax bill for 490 Saint Andrews Rd was $1,527, down 65.3% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,100 (-) Land $30,500 Building $413,600
2025$1,527.00 (-65.31%)$444,100 Land $30,500 Building $413,600
2024$4,402.00$444,100 Land $30,500 Building $413,600
2023$444,100 Land $30,500 Building $413,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Saint Andrews Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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