Collier County property record for 495 Rudder Rd, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 3,562 sqft · built 2012 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,200,000 (Nov 2019) |
| Tax Bill | $27,580 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Aug 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 087100 L 114A28 |
| Primary APN | 087100 L 114A28 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,562 sqft Living Area |
| 1st Floor Area | 3,562 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 17,424 sqft (0.4 acres) |
| Pool Area | 480 sqft |
| Deck Area | 768 sqft |
| Street Address | 495 RUDDER RD |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 2 BLK L LOT 11 OR 1591 PG 295 OR 1674 PG 549 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 28 |
| Legal Subdivision | MOORINGS UNIT 2 |
| Legal Tract | 087100 |
| Legal Block | L |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 302 |
495 Rudder Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 RUDDER RD, NAPLES, FL 34102-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Aug 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on File |
| Deed Sale | Nov 18, 2019 · Amount on File |
| Prior Sale | Feb 29, 2012 · Amount on File |
| Deed Document Number | 20195791719 |
| Deed Book / Page | 5696 / 1311 |
| Prior Transfer Date | Jun 19, 2018 |
| Prior Transfer Doc | 0055472478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 495 RUDDER RD, NAPLES, FL 34102-5036 |
| Document Number | 0056961311 |
| Book / Page | 005696 / 001311 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 5791719 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 495 RUDDER RD NAPLES FL 341025036, NAPLES, FL 34102-5036 |
| Document Number | 56961313 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 005696/001313 |
| Instrument | 5791720 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 29, 2018 |
| Property Address | 495 RUDDER RD, NAPLES, FL 34102-5036 |
| Document Number | 0055472478 |
| Book / Page | 005547 / 002478 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 5605928 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 495 RUDDER RD NAPLES FL 341025036, NAPLES, FL 34102-5036 |
The 2025 property tax bill for 495 Rudder Rd was $27,580 with a homeowner's exemption, up 2.2% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,169,081 (+2.7%) | $4,637,106 (+13.7%) Land $3,182,540 Building $1,454,566 | |
| 2025 | $27,580.00 (+2.2%) Homeowner's exemption | $3,085,765 | $4,078,329 Land $2,325,960 Building $1,752,369 |
| 2024 | $26,987.00 (+1.51%) | ||
| 2023 | $26,586.00 (-2.76%) Homeowner's exemption | $2,911,456 (+3%) | $5,656,682 (+36.05%) Land $3,041,640 Building $2,615,042 |
| 2022 | $27,340.00 Homeowner's exemption | $2,826,656 | $4,157,806 Land $1,784,727 Building $2,373,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Rudder Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 233 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 256 units insured incl. 23 condo units |
| Nearby Flood Claims | 143 (1979–2024) |
| Claims Outside the SFHA | 13 of 143 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Rudder Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures