Delta County property record for 495 River Valley Ct, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,821 sqft · built 2023 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Dec 2020) |
| Tax Bill | $1,723 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R021630 |
| Primary APN | R021630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,821 sqft Living Area |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Municipal |
| Account Number | R021630 |
|---|---|
| Street Address | 495 RIVER VALLEY CT |
| City | DELTA |
| State | CO |
| Zip | 81416-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 495 RIVER VALLEY CT DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: RIVER VALLEY ESTATES LOT: 2 TOTAL 0.22 AC+- LOT 2 RIVER VALLEY ESTATES. PT SEC 18 T15S R95W 6PM R-601479 PLAT R-608312 R-608876 R-638769 R-724968 |
| Legal Subdivision | RIVER VALLEY ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 964800 |
Source: Delta County records · APN R021630
Assessment roll updated May 4, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 28, 2020 | Special Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Deed Document Number | 2020724968 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 495 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000752080 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 752080 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 495 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 495 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Investor | Possibly a Property Investor |
| Document Number | 0000750169 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 750169 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 28, 2020 |
| Property Address | 495 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Document Number | 0000724968 |
| Map Reference | DOC 608312 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 724968 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1109 LATITUDE DR, DURHAM, NC 27713-1982 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,723.00 (+15.79%) | $25,323 (+12.6%) Land $3,125 Building $22,198 | $405,164 (+20.71%) Land $50,000 Building $355,164 |
| 2024 | $1,488.00 (+144.74%) | $22,489 (+135.27%) Land $2,878 Building $19,611 | $335,657 (-) Land $42,961 Building $292,696 |
| 2023 | $608.00 (-14.49%) | $9,559 (-13.31%) Land $9,559 | $335,657 (+782.73%) Land $42,961 Building $292,696 |
| 2022 | $711.00 | $11,027 Land $11,027 | $38,025 Land $38,025 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DELTA serves 8,700 people |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures