Delta County property record for 471 River Valley Ct, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,735 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $439,000 (Apr 2026) |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R021632 |
| Primary APN | R021632 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,735 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Board & Batten |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Municipal |
| Account Number | R021632 |
|---|---|
| Street Address | 471 RIVER VALLEY CT |
| City | DELTA |
| State | CO |
| Zip | 81416-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 471 RIVER VALLEY CT DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: RIVER VALLEY ESTATES LOT: 4 TOTAL 0.20 AC+- LOT 4 RIVER VALLEY ESTATES. PT SEC 18 T15S R95W 6PM R-601479 PLAT R-608312 R-608876 R-638769 R-727590 SA R-727591 R738218 R-743107 |
| Legal Subdivision | RIVER VALLEY ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 964800 |
471 River Valley Ct is owned and occupied by an individual who bought it in April 2026.
Source: Delta County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 471 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Nov 7, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Apr 4, 2022 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Deed Document Number | 2026767192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 17, 2026 |
| Property Address | 471 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Document Number | 0000767192 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.767192 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,433.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Document Number | 0000767193, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026.767193 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000767194, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026.767194 |
| Name | COLORADO HSNG AND FINANCIAL AUTH |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 7, 2022 |
| Property Address | 471 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Document Number | 0000743107 |
| Map Reference | DOC 608312 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 743107 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61389 TOMBSTONE DR, MONTROSE, CO 81403-8982 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 471 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Document Number | 0000743108 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 743108 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 4, 2022 |
| Property Address | 471 RIVER VALLEY CT, DELTA, CO 81416-2702 |
| Document Number | 0000738218 |
| Map Reference | DOC 608312 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 738218 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61352 TOMBSTONE DR, MONTROSE, CO 81403-8939 |
The 2025 property tax bill for 471 River Valley Ct was $1,600, up 1% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,600.00 (+9.97%) | $23,521 (+6.93%) Land $3,125 Building $20,396 | $376,328 (+14.63%) Land $50,000 Building $326,328 |
| 2024 | $1,455.00 (+3.93%) | $21,996 (-) Land $2,869 Building $19,127 | $328,305 (-) Land $42,826 Building $285,479 |
| 2023 | $1,400.00 (+96.91%) | $21,996 (+99.47%) Land $2,869 Building $19,127 | $328,305 (+763.39%) Land $42,826 Building $285,479 |
| 2022 | $711.00 | $11,027 Land $11,027 | $38,025 Land $38,025 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 471 River Valley Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 471 River Valley Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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