495 Ridgecrest Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 495 Ridgecrest Ct, Placerville, CA 95667

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 4 ba · 3,200 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,000 (Jan 2017)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`323-431-001-000`

Property Details

APN / Parcel Number

Primary APN	`323-431-001-000`
Alternative APNs	`32343101100` `3234310110`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	32 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	1 Parking Space
Patio Area	3,200 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	495 RIDGECREST CT
City	PLACERVILLE
State	CA
Zip	95667-4038
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM
Legal Description	L 14 RDGECRST EST 1
Legal Subdivision	RDGECRST EST 1
Legal Lot Number	14
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3009
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3232 WESTERN DR, CAMERON PARK, CA 95682-9206
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ONY GLO INC
Jun 7, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
Jan 30, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Mar 10, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 30, 2017	Grant Deed, Transfer · Conventional Mortgage PRIORITY MORTGAGE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	Aug 3, 2016 · Amount on Record
Deed Document Number	20174305
Last Transfer Date	Jun 2, 2022
Transfer Doc	0000024607
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 6, 2022
Property Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038
Document Number	0000024607
Map Reference	MB F PG 22
Instrument Date	Jun 2, 2022
Instrument	2022-0024607
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038

Mortgage

Document Number	0000024608
Date	Jun 6, 2022
Instrument	2022-0024608

Lender

Name	ONY GLO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 7, 2021
Property Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038
Document Number	0000037911
Map Reference	MB F PG 22
Instrument Date	Apr 19, 2021
Instrument	2021-0037911
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3232 WESTERN DR, CAMERON PARK, CA 95682-9206

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 WESTERN DR, CAMERON PARK, CA 95682-9206

Mortgage

Document Number	0000019218
Date	Mar 18, 2021
Instrument	2021-0019218

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 30, 2017
Property Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038
Document Number	0000004306
Instrument Date	Jan 27, 2017
Instrument	4306
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2438 MELLOWDAWN WAY CAMERON PARK CA 956828100, CAMERON PARK, CA 95682-8100

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 10, 2017
Property Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038
Document Number	0000009938
Instrument Date	Jan 26, 2017
Instrument	9938
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2438 MELLOWDAWN WAY CAMERON PARK CA 956828100, CAMERON PARK, CA 95682-8100

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 30, 2017
Property Address	495 RIDGECREST CT, PLACERVILLE, CA 95667-4038
Document Number	0000004305
Map Reference	MB F PG22
Instrument Date	Jan 24, 2017
Instrument	2017-0004305
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 MELLOWDAWN WAY, CAMERON PARK, CA 95682-8100

Mortgage

Document Number	0000004307
Date	Jan 30, 2017
Instrument	2017-0004307

Lender

Name	PRIORITY MORTGAGE FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,000 (+2%) Land $143,260 Building $452,740
2025	$6,320.00 (+2.12%)	$584,314 (+4.04%) Land $140,451 Building $443,863
2024	$6,189.00 (+1.14%)
2023	$6,119.00 (+12.77%)	$561,627 Land $134,999 Building $426,628
2022	$5,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net, Zeta Broadband.

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