490 Ridgecrest Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 490 Ridgecrest Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,326 sqft · built 1979
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2019)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-431-010-000`

Property Details

APN / Parcel Number

Primary APN	`323-431-010-000`
Alternative APNs	`32343110100` `3234311010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Patio Area	1,326 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 RIDGECREST CT
City	PLACERVILLE
State	CA
Zip	95667-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 8 B RIDGECREST EST
Legal Subdivision	DGECREST EST
Legal Lot Number	8
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3009
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE
Feb 14, 2019	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Dec 10, 1999 · Amount on Record
Deed Document Number	20194803
Last Transfer Date	Oct 21, 2021
Transfer Doc	0000068296
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 1, 2021
Property Address	490 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Document Number	0000068296
Map Reference	MB F PG 50
Instrument Date	Oct 21, 2021
Instrument	2021-0068296
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RIDGECREST CT, PLACERVILLE, CA 95667-4006

Mortgage

Document Number	0000068297
Date	Nov 1, 2021
Instrument	2021-0068297

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 14, 2019
Property Address	490 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Document Number	0000004803
Map Reference	MB F PG 50
Instrument Date	Feb 13, 2019
Instrument	2019-0004803
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RIDGECREST CT, PLACERVILLE, CA 95667-4006

Mortgage

Document Number	0000004804
Date	Feb 14, 2019
Instrument	2019-0004804

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,451 (+2%) Land $85,334 Building $199,117
2025	$2,892.00 (+4.18%) Homeowner's exemption	$278,874 (+4.04%) Land $83,661 Building $195,213
2023	$2,776.00 (+0.76%) Homeowner's exemption	$268,047 Land $80,413 Building $187,634
2022	$2,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net, Zeta Broadband.

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