495 Ray Ln, Ashland, OR 97520 Property Records

Jackson County property record for 495 Ray Ln, Ashland, OR 97520 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,941 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$272,000 (2005)
Tax Bill$4,089.00 (2025)

Property Details

APN / Parcel Number

Primary APN391E10DC3600
Alternative APNs
  • 391E10DC03600
  • 10079647

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,941 sqft Living Area
1st Floor1,941 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Exterior
Roof MaterialOther (not Classified) Roof
Lot Area9,148 sqft (0.21 acres)
Shed1 Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address495 RAY LN
CityASHLAND
StateOR
Zip97520-2307
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Range01E
Legal Township39S
Legal Section10
Legal Quarter4
Legal SubdivisionFOSTER TRACTS TO THE CITY OF ASHLAND
Legal Block1
Legal Lot Number6
JurisdictionJACKSON OR
Minor Civil DivisionASHLAND
Census Blockgroup1
Census Block1014
Census Tract1801

Owner

Source: Jackson County records · APN 391E10DC3600

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address495 RAY LN, ASHLAND, OR 97520-2307
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROGUE FCU
Nov 12, 2020Deed of Trust, Mortgage · Line of Credit
ROGUE FCU
Jul 17, 2017Quit Claim Deed, Transfer · Conventional Mortgage
ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Apr 22, 2005
  • Deed Sale Price on Apr 22, 2005
Deed Doc Number200522966
Last Transfer DateJul 12, 2017
Transfer Doc0000024203
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address495 RAY LN, ASHLAND, OR 97520-2307
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018474
DateJun 08, 2022
Instrument2022-018474
Lender
NameROGUE FCU
TypeCredit Union
AddressMEDFORD, OR 97501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address495 RAY LN, ASHLAND, OR 97520-2307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042738
DateNov 12, 2020
Instrument2020-042738
Lender
NameROGUE FCU
TypeCredit Union
AddressMEDFORD, OR 97501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 28, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON OR
Recording DateJul 17, 2017
Property Address495 RAY LN, ASHLAND, OR 97520-2307
Document Number0000024203
Instrument DateJul 12, 2017
Instrument24203
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address495 RAY LN ASHLAND OR 975202307, ASHLAND, OR 97520-2307

Mortgage

Document Number24204
DateJul 17, 2017
Instrument24204
Lender
NameENDEAVOR AMERICA LOAN SVCS
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$265,940 (+3%)$426,730 (-1.51%) Land $231,990 Building $194,740
2025$4,089.00 (+2.15%)$258,200 (+3%) Land $137,760 Building $120,440$433,280 (+3.02%) Land $230,600 Building $202,680
2024$4,003.00 (+3.38%)$250,680 (+3%) Land $133,750 Building $116,930$420,570 (-3.43%) Land $227,000 Building $193,570
2023$3,872.00 (+3.31%)$243,380 (+3%) Land $129,860 Building $113,520$435,530 (-0.33%) Land $312,400 Building $123,130
2022$3,748.00$236,300 Land $126,090 Building $110,210$436,990 Land $316,180 Building $120,810

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