474 Ray Ln, Ashland, OR 97520 Property Records

Jackson County property record for 474 Ray Ln, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 831 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2018)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E10DC1700`

Property Details

APN / Parcel Number

Primary APN	`391E10DC1700`
Alternative APNs	`391E10DC01700` `10079459`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	831 sqft Living Area
1st Floor Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1956
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Garage Area	119 sqft
Carport	Carport
Carport Area	119 sqft
Patio Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	474 RAY LN
City	ASHLAND
State	OR
Zip	97520-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	10
Legal Quarter	4
Legal Subdivision	FOSTER
Legal Block	1
Legal Lot Number	11
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1015
Census Tract	1801

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 RAY LN, ASHLAND, OR 97520-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	201823827
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 31, 2018
Property Address	474 RAY LN, ASHLAND, OR 97520-2308
Document Number	0000023827
Instrument Date	Jul 27, 2018
Instrument	23827
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 SISKIYOU BLVD #4 ASHLAND OR 975202186, 4, ASHLAND, OR 97520-2186

Mortgage

Document Number	23828
Date	Jul 31, 2018
Instrument	23828

Lender

Name	BARBARA J MCHUGH
Address	300 KLAMATH AVE, KLAMATH FALLS, OR 97601-6308
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2038

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,290 (+3%)	$311,560 (+0.43%) Land $203,130 Building $108,430
2025	$3,218.00 (+2.16%)	$203,200 (+3%) Land $136,250 Building $66,950	$310,220 (+4.06%) Land $201,000 Building $109,220
2024	$3,150.00 (+3.35%)	$197,290 (+3%) Land $132,290 Building $65,000	$298,130 (-8.48%) Land $198,000 Building $100,130
2023	$3,048.00 (+3.32%)	$191,550 (+2.99%) Land $128,440 Building $63,110	$325,750 (-9.45%) Land $283,080 Building $42,670
2022	$2,950.00	$185,980 Land $124,710 Building $61,270	$359,760 Land $300,950 Building $58,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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