Pamlico County property record for 495 Phillips Dr, Arapahoe, NC 28510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,106 sqft · built 1975 |
| Lot Size | 0.787 acres (34,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Oct 1998) |
| Tax Bill | $1,397 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | F093-5-40 |
| Primary APN | F093-5-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 34,282 sqft (0.787 acres) |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20142 |
|---|---|
| Street Address | 495 PHILLIPS DR |
| City | ARAPAHOE |
| State | NC |
| Zip | 28510-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N/E PHILLIPS DR SECT 5 LOT 40 & 41 0003651 6455533189000 |
| Legal Lot Number | 40,41 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950204 |
Source: Pamlico County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 1998 · Amount on Record |
| Deed Sale | Oct 14, 1998 · Amount on Record |
| Deed Document Number | 0000337500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 495 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000638/0000000679 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 0000000638/0000000679 |
| Name | LOANDEPOTCOM LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
Source: Pamlico County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Municipality | Minnesott Beach Town |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,397.00 (+7.46%) | $165,632 (-) Land $22,193 Building $143,439 | $165,632 (-) Land $22,193 Building $143,439 |
| 2023 | $1,300.00 | $165,632 Land $22,193 Building $143,439 | $165,632 Land $22,193 Building $143,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 4 (2011–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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