Pamlico County property record for 449 Phillips Dr, Arapahoe, NC 28510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 2000 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jan 2019) |
| Tax Bill | $1,679 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F093-6-17 |
| Primary APN | F093-6-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.789 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Patio Area | 478 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 33294 |
|---|---|
| Street Address | 449 PHILLIPS DR |
| City | ARAPAHOE |
| State | NC |
| Zip | 28510-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 6 LAKE MINN ESTATES LOTS 16 & 17 MB 6-9 6455533461000 |
| Legal Subdivision | LAKE MINN ESTATES |
| Legal Lot Number | 16,17 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950204 |
Source: Pamlico County records, as of August 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 8, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Jan 25, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP |
| Feb 28, 2018 | Warranty Deed, Transfer RESOURCE FINANCL SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Feb 28, 2018 · Amount on Record |
| Deed Document Number | 0000644604 |
| Deed Book / Page | 644 / 604 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | UNKNOWN, COHESIVE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Document Number | 000748/160 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 748/160 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 000663/532 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 663/532 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Jan 25, 2019 |
| Property Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Document Number | 000644/604 |
| Book / Page | 644 / 604 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Document Number | 000644/607 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 644/607 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Feb 28, 2018 |
| Property Address | 449 PHILLIPS DR, ARAPAHOE, NC 28510-9665 |
| Document Number | 000634/740 |
| Book / Page | 634 / 740 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 002543410003 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 NE BAYBERRY LN, JENSEN BEACH, FL 34957-6828 |
| Document Number | 0000000634/0000000743 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 0000000634/0000000743 |
| Instrument | 002543420010 |
| Name | RESOURCE FINANCL SVC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Municipality | Minnesott Beach Town |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,679.00 | $213,968 Land $22,278 Building $191,690 | $213,968 Land $22,278 Building $191,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 4 (2011–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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