495 Peach St, Chebanse, IL 60922 Property Records

Iroquois County property record for 495 Peach St, Chebanse, IL 60922

Property Summary

Property Type	Single Family Home
Lot Size	0.272 acres (11,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2023)
Tax Bill	$5,301 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 14 127 004`

Property Details

APN / Parcel Number

Primary APN	`03 14 127 004`

Exterior

Lot Area	11,851 sqft (0.272 acres)

Location & Zoning

Street Address	495 PEACH ST
City	CHEBANSE
State	IL
Zip	60922-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARD POTTS SD E 148' S 80' N 915' E2 W2 NE4 NW4 TR G
Legal Subdivision	RICHARD POTTS SD
Legal Tract	G
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	2
Census Block	2034
Census Tract	950200

Owner

Source: Iroquois County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 PEACH ST, CHEBANSE, IL 60922-8035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	20231878
Record Updated	Oct 29, 2026

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 5, 2023
Property Address	495 PEACH ST, CHEBANSE, IL 60922
Document Number	00023R1878
Instrument Date	Jul 5, 2023
Instrument	23R1878
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PEACH ST, CHEBANSE, IL 60922

Mortgage

Document Number	00023R1879
Date	Jul 5, 2023
Instrument	23R1879

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year TN
Margin	2
Max Rate	10.3%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Chebanse Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,301.00 (+85.61%)	$76,950 (+10.88%) Land $10,600 Building $66,350	$230,850 (+10.88%) Land $31,800 Building $199,050
2022	$2,856.00 (-1.55%) Homeowner's exemption Senior Citizen's exemption	$69,400 Land $8,120 Building $61,280	$208,200 Land $24,360 Building $183,840
2021	$2,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEBANSE serves 1,044 people · EPA ID IL0754240
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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