315 Peach St, Chebanse, IL 60922 Property Records

Iroquois County property record for 315 Peach St, Chebanse, IL 60922

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2026)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 14 126 012`

Property Details

APN / Parcel Number

Primary APN	`03 14 126 012`

Exterior

Lot Area	12,221 sqft (0.28 acres)

Location & Zoning

Street Address	315 PEACH ST
City	CHEBANSE
State	IL
Zip	60922-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A E 148' S 80' OF N 433' E2 W2 NE4 NW4
Legal Tract	A,E
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	2
Census Block	2034
Census Tract	950200

Owner

Source: Iroquois County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 PEACH ST, CHEBANSE, IL 60922-8038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Feb 14, 2025 · Amount on Record
Deed Document Number	20262675
Prior Transfer Date	Feb 12, 2025
Prior Transfer Doc	0000000554
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 3, 2026
Property Address	315 PEACH ST, CHEBANSE, IL 60922-8038
Document Number	0000002675
Instrument Date	Jul 10, 2026
Instrument	20262675
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	315 PEACH ST, CHEBANSE, IL 60922-8038

Mortgage

Document Number	0000002676,
Date	Aug 3, 2026
Instrument	20262676

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Chebanse Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,006.00 (+12.07%)	$64,650 (+13.74%) Land $5,560 Building $59,090	$193,950 (+13.74%) Land $16,680 Building $177,270
2024	$4,467.00 (+16.18%)	$56,840 (+14.76%) Land $4,890 Building $51,950	$170,520 (+14.76%) Land $14,670 Building $155,850
2022	$3,845.00	$49,530 Land $4,260 Building $45,270	$148,590 Land $12,780 Building $135,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEBANSE serves 1,044 people · EPA ID IL0754240
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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