495 Panorama Dr, Benicia, CA 94510 Property Records

Solano County property record for 495 Panorama Dr, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,473 sqft · built 1993
Lot Size	0.182 acres (7,908 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Jul 2023)
Tax Bill	$11,949 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0083-481-140`

Property Details

APN / Parcel Number

Primary APN	`0083-481-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,473 sqft Living Area
1st Floor Area	2,473 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,908 sqft (0.182 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 PANORAMA DR
City	BENICIA
State	CA
Zip	94510-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAMPTON D4 SUB LOT 2
Legal Subdivision	SOUTHAMPTON D4
Legal Lot Number	2
Legal Unit	D4
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	3
Census Block	3014
Census Tract	252104

Owner

495 Panorama Dr is owned and occupied by an individual who bought it in July 2023.

Source: Solano County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	495 PANORAMA DR, BENICIA, CA 94510-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Mar 20, 2023 · Amount on File
Deed Document Number	202329018
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0000060780
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	495 PANORAMA DR, BENICIA, CA 94510-3901
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PANORAMA DR, BENICIA, CA 94510-3901

Mortgage

Document Number	0000042564
Date	Oct 2, 2023
Instrument	202300042564

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Jul 7, 2023
Property Address	495 PANORAMA DR, BENICIA, CA 94510-3901
Document Number	0000029018
Map Reference	MB 62 PG 15
Instrument Date	Jun 22, 2023
Instrument	202300029018
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 PANORAMA DR, BENICIA, CA 94510-3901

Mortgage

Document Number	0000029019
Date	Jul 7, 2023
Instrument	202300029019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Mar 20, 2023
Property Address	495 PANORAMA DR, BENICIA, CA 94510-3901
Document Number	0000011115
Map Reference	MB 62 PG 15
Instrument Date	Mar 14, 2023
Instrument	202300011115
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 PANORAMA DR, BENICIA, CA 94510-3901

Mortgage

Document Number	0000011116
Date	Mar 20, 2023
Instrument	202300011116

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 495 Panorama Dr was $11,949, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,040,400 (+2%) Land $364,140 Building $676,260
2025	$11,949.00 (-1.13%)	$1,020,000 Land $357,000 Building $663,000
2024	$12,085.00 (+32.15%)
2023	$9,145.00 (+1.87%)	$757,104 (+2%) Land $177,488 Building $579,616	$877,320
2022	$8,977.00	$742,259 Land $174,008 Building $568,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Panorama Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

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