491 Panorama Dr, Benicia, CA 94510 Property Records

Solano County property record for 491 Panorama Dr, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,052 sqft · built 1992
Lot Size	0.161 acres (7,007 sqft)
Owner	Individual Name on File
Last Sale	$808,000 (Apr 2017)
Tax Bill	$10,916 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0083-481-120`

Property Details

APN / Parcel Number

Primary APN	`0083-481-120`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,052 sqft Living Area
1st Floor Area	1,661 sqft
2nd Floor Area	1,391 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,007 sqft (0.161 acres)
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 PANORAMA DR
City	BENICIA
State	CA
Zip	94510-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000
Legal Description	SOUTHAMPTON D4 SUB BK-BG 62-15 LOT 4
Legal Subdivision	SOUTHAMPTON D4
Legal Lot Number	4
Legal Unit	D4
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	3
Census Block	3014
Census Tract	252104

Owner

491 Panorama Dr is owned and occupied by an individual who bought it in April 2017.

Source: Solano County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	491 PANORAMA DR, BENICIA, CA 94510-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FUNDING CORP
May 31, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Apr 25, 2017	Grant Deed, Transfer · ARM FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Prior Sale	Sep 18, 2009 · Amount on File
Deed Document Number	201734427
Prior Transfer Date	Feb 19, 1993
Prior Transfer Doc	0000012599
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	491 PANORAMA DR, BENICIA, CA 94510-3901
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PANORAMA DR, BENICIA, CA 94510-3901

Mortgage

Document Number	0000007695
Date	Feb 23, 2024
Instrument	202400007695

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 21, 2029

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	491 PANORAMA DR, BENICIA, CA 94510-3901
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PANORAMA DR, BENICIA, CA 94510-3901

Mortgage

Document Number	0000023457
Date	Mar 30, 2022
Instrument	202200023457

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution
Address	NOVATO, CA 94945

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	491 PANORAMA DR, BENICIA, CA 94510-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036859
Date	May 31, 2018
Instrument	201800036859

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Apr 25, 2017
Property Address	491 PANORAMA DR, BENICIA, CA 94510-3901
Document Number	0000034427
Map Reference	MAP62 PG15
Instrument Date	Apr 19, 2017
Instrument	201700034427
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	491 PANORAMA DR, BENICIA, CA 94510-3901

Mortgage

Document Number	0000034428
Date	Apr 25, 2017
Instrument	201700034428

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Mortgage

Document Number	0000034429
Date	Apr 25, 2017
Instrument	201700034429

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 491 Panorama Dr was $10,916 with a homeowner's exemption, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$956,500 (+2%) Land $236,755 Building $719,745
2025	$10,916.00 (-1.11%) Homeowner's exemption	$937,746 Land $232,113 Building $705,633
2024	$11,039.00 (+2.45%)
2023	$10,775.00 (+1.88%) Homeowner's exemption	$901,334 Land $223,100 Building $678,234	$995,130
2022	$10,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Panorama Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

Nearby Properties on Panorama Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures