Hennepin County property record for 495 Oak St, Excelsior, MN 55331
| Property Type | Commercial |
|---|---|
| Details | built 1925 |
| Lot Size | 7.68 acres (334,976 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $517 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-117-23-14-0032 |
| Primary APN | 34-117-23-14-0032 |
|---|
| Flooring | Wood |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1999 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 334,976 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Steam |
| Street Address | 495 OAK ST |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-3035 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 113 B AUDITORS SUBD. NO. 135 LOTS 112 113 114 118 119 AND THAT PART OF LOTS 97 AND 98 AUDITORS SUBD. NO. 135 LYING SOUTHEASTERLY OF A LINE RUNNING FROM MOST NLY COR OF T IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 34 |
| Legal Quarter | 14 |
| Legal Subdivision | AUDITORS SUBD. NO. 135 |
| Legal Block | 2 |
| Legal Lot Number | 113 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EXCELSIOR |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 27501 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5621 COUNTY ROAD 101, MINNETONKA, MN 55345-4214 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 495 OAK ST, EXCELSIOR, MN 55331-3035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00T5997754 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | T5997754 |
| Name | INDEPENDENT SCHOOL DISTRICT NO 276 |
|---|---|
| Type | Government Agency |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Excelsior City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | $517.00 |
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1987–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Excelsior serves 2,483 people · EPA ID MN1270012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Metronet.
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