354 Oak St, Excelsior, MN 55331 Property Records

Hennepin County property record for 354 Oak St, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 3,110 sqft · built 1910
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2012)
Tax Bill	$12,094 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-13-0039`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-13-0039`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,110 sqft Living Area
Gross Area	3,757 sqft
1st Floor Area	955 sqft
2nd Floor Area	2,155 sqft
Basement Area	647 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2014
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	354 OAK ST
City	EXCELSIOR
State	MN
Zip	55331-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A COLLEGE LAKE ADDN TO EXCELSIOR LOT 4 AND SELY 2 1/2 FT OF LOT 5 NE85X197X87X215
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	13
Legal Subdivision	COLLEGE LAKE ADDN TO EXCELSIOR
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2029
Census Tract	27501

Owner

Source: Hennepin County records · APN 34-117-23-13-0039

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	354 OAK ST, EXCELSIOR, MN 55331-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2012 · Amount on Record
Deed Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	20129873960
Last Transfer Date	Mar 30, 2020
Transfer Doc	0010776950
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	354 OAK ST, EXCELSIOR, MN 55331-3034
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 OAK ST, EXCELSIOR, MN 55331-3034

Mortgage

Document Number	0A11444399
Date	Mar 04, 2026
Instrument	A11444399

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	354 OAK ST, EXCELSIOR, MN 55331-3034
Document Number	0010892038
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 04, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	354 OAK ST EXCELSIOR MN 553313034, EXCELSIOR, MN 55331-3034

Mortgage

Document Number	0010892038
Date	Dec 29, 2020
Instrument	10892038

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,094.00 (+18.78%)	$898,700 (+13.76%) Land $316,100 Building $582,600	$898,700 (+13.76%) Land $316,100 Building $582,600
2023	$10,182.00 Homeowner's exemption
2022		$790,000 Land $206,000 Building $584,000	$790,000 Land $206,000 Building $584,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Mediacom Communications, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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