Sarasota County property record for 495 Oak Point Rd, Osprey, FL 34229
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,168 sqft · built 1992 |
| Lot Size | 0.198 acres (8,630 sqft) |
| Owner | Owner Name on File |
| Last Sale | $395,000 (Nov 2014) |
| Tax Bill | $4,439 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0157-03-0020 |
| Primary APN | 0157-03-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 2,168 sqft |
| 2nd Floor Area | 987 sqft |
| Upper Floors Area | 987 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 8,630 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 577 sqft |
| Porch | Open Porch |
| Porch Area | 17 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 OAK POINT RD |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9265 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RMF1 |
| Legal Description | LOT 44 BLACKBURN POINT WOODS |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 15 |
| Legal Subdivision | BLACKBURN POINT WOODS |
| Legal Tract | 2466 |
| Legal Lot Number | 44 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2102 |
The current owner of 495 Oak Point Rd bought it in November 2014.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 495 OAK POINT RD, OSPREY, FL 34229-9265 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2014 · Amount on File |
| Deed Sale | Nov 7, 2014 · Amount on File |
| Prior Sale | Sep 24, 2014 · Amount on File |
| Deed Document Number | 2014133962 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 495 Oak Point Rd was $4,439 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,439.00 Homeowner's exemption | $424,416 | $475,400 Land $201,100 Building $274,300 |
| 2023 | $5,180.00 (+3.77%) Homeowner's exemption | $441,519 (+1.06%) | $530,700 (-0.19%) Land $182,700 Building $348,000 |
| 2022 | $4,992.00 Homeowner's exemption | $436,888 | $531,700 Land $160,700 Building $371,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Oak Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Oak Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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