455 Oak Point Rd, Osprey, FL 34229 Property Records

Sarasota County property record for 455 Oak Point Rd, Osprey, FL 34229

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,934 sqft · built 1994
Lot Size	0.135 acres (5,909 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Jan 2022)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0157-03-0015`

Property Details

APN / Parcel Number

Primary APN	`0157-03-0015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft
2nd Floor Area	1,258 sqft
Upper Floors Area	1,258 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,909 sqft (0.135 acres)
Garage Type	Attached
Garage Area	542 sqft

Exterior Amenities

Pool Area	144 sqft
Porch	Open Porch
Porch Area	145 sqft
Deck Area	224 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	455 OAK POINT RD
City	OSPREY
State	FL
Zip	34229-9265
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF1
Legal Description	LOT 39 BLACKBURN POINT WOODS
Legal Range	18E
Legal Township	38S
Legal Section	15
Legal Subdivision	BLACKBURN POINT WOODS
Legal Tract	2466
Legal Lot Number	39
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	3
Census Block	3013
Census Tract	2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	455 OAK POINT RD, OSPREY, FL 34229-9265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
May 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	May 14, 2020
Deed Document Number	2022008763
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jan 18, 2022
Property Address	455 OAK POINT RD, OSPREY, FL 34229-9265
Document Number	0000008763
Map Reference	MB 34 PG 46,46A&46B
Instrument Date	Jan 7, 2022
Instrument	2022008763
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	INTEGRITY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3811 S AMES ST, 3811, DENVER, CO 80235-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MEADOW RUN DR, MILLS RIVER, NC 28759-3600

Mortgage

Document Number	0000008764
Date	Jan 18, 2022
Instrument	2022008764

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARASOTA FL
Recording Date	May 14, 2020
Property Address	455 OAK POINT RD, OSPREY, FL 34229-9265
Document Number	0000062731
Instrument Date	Apr 28, 2020
Instrument	62731
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	455 OAK POINT RD OSPREY FL 342299265, OSPREY, FL 34229-9265

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00 (-27.18%) Homeowner's exemption	$495,100 (-11.81%) Land $160,900 Building $334,200	$495,100 (-11.81%) Land $160,900 Building $334,200
2023	$7,218.00 (+3.98%)	$561,400 (+4.45%) Land $138,700 Building $422,700	$561,400 (+4.45%) Land $138,700 Building $422,700
2022	$6,942.00	$537,500 Land $123,400 Building $414,100	$537,500 Land $123,400 Building $414,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	506 units insured incl. 332 condo units
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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