495 N 340 W, American Fork, UT 84003 Property Records

Utah County property record for 495 N 340 W, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,098 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$771,900 (Apr 2022)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-408-0011`

Property Details

APN / Parcel Number

Primary APN	`45-408-0011`
Alternative APN	`276642`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	3,649 sqft
1st Floor Area	1,024 sqft
Basement Area	1,089 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	625 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	276642
Street Address	495 N 340 W
City	AMERICAN FORK
State	UT
Zip	84003-1682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT A, LESLEY LANE SUBDV. AREA 0.190 AC.
Legal Subdivision	LESLEY LANE SUB
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2007
Census Tract	208

Owner

495 N 340 W is owned and occupied by an individual who bought it in April 2022.

Source: Utah County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	495 N 340 W, AMERICAN FORK, UT 84003-1682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
May 13, 2021	Deed of Trust, Mortgage · Line of Credit UTAH FIRST FCU
Jul 6, 2017	Warranty Deed, Transfer CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	202248525
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 19, 2022
Property Address	495 N 340 W, AMERICAN FORK, UT 84003-1682
Document Number	0000048525
Instrument Date	Apr 19, 2022
Instrument	48525:2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 N 340 W, AMERICAN FORK, UT 84003-1682

Mortgage

Document Number	0000048536
Date	Apr 19, 2022
Instrument	48536:2022

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	495 N 340 W, AMERICAN FORK, UT 84003-1682
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090093
Date	May 13, 2021
Instrument	90093:2021

Lender

Name	UTAH FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 6, 2017
Property Address	495 N 340 W, AMERICAN FORK, UT 84003-1682
Document Number	0000065617
Instrument Date	Jul 5, 2017
Instrument	65617
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 N 340 W AMERICAN FORK UT 840031682, AMERICAN FORK, UT 84003-1682

Mortgage

Document Number	65626
Date	Jul 6, 2017
Instrument	65626

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 495 N 340 W was $3,045.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,255 (-44.11%)	$644,100 (+1.63%) Land $216,700 Building $427,400
2025	$3,045.00	$633,800 Land $216,700 Building $417,100	$633,800 Land $216,700 Building $417,100
2024	$3,045.00 (+12.28%)
2023	$2,712.00 (-7.66%)	$319,550	$581,000 Land $206,400 Building $374,600
2022	$2,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 N 340 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 N 340 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Utah Broadband.

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