495 Moana Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 495 Moana Way, Pacifica, CA 94044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 930 sqft · built 1952
Lot Size	0.111 acres (4,817 sqft)
Owner	2 Company Names on File
Last Sale	$425,000 (Feb 2003)
Tax Bill	$8,640 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016-342-170`

Property Details

APN / Parcel Number

Primary APN	`016-342-170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	4,817 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 MOANA WAY
City	PACIFICA
State	CA
Zip	94044-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & ELY 10 FT F & R MEAS OF LOT 15 & ADJ PTN OF CYPRESS LANE ABAND BRIGHTON BEACH SUB NO 1 RSM 5/29
Legal Subdivision	BRIGHTON BEACH SUB NO 1
Legal Lot Number	16,15
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1001
Census Tract	603000

Owner

Source: San Mateo County records · APN 016-342-170

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 1755, PACIFICA, CA 94044-6755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · ARM FREMONT BANK
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2003 · Amount on Record
Deed Sale	Feb 07, 2003 · Amount on Record
Prior Sale	Feb 01, 1995 · Amount on Record
Deed Document Number	200332353
Last Transfer Date	May 04, 2007
Transfer Doc	0000089786
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	495 MOANA WAY, PACIFICA, CA 94044-2837
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 MOANA WAY, PACIFICA, CA 94044-2837

Mortgage

Document Number	0000082587
Date	Nov 29, 2022
Instrument	2022-082587

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 01, 2027
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	11.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	495 MOANA WAY, PACIFICA, CA 94044-2837
Transaction Type	Mortgage
Record Updated	Mar 01, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 MOANA WAY, PACIFICA, CA 94044-2837

Mortgage

Document Number	0000005115
Date	Jan 20, 2022
Instrument	2022-005115

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,832 (+2%) Land $313,916 Building $313,916
2025	$8,640.00 (+6.56%) Homeowner's exemption	$615,522 (+4.04%) Land $307,761 Building $307,761
2023	$8,108.00 (-3.45%)	$591,622 Land $295,811 Building $295,811	$697,410
2022	$8,398.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816030001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1998, rainfall accumulation, Severe Winter Storms And Flooding
Claims By Storm	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Sail Internet Holdings, Unwired, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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