495 Mitchell Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 495 Mitchell Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1 ba · 1,120 sqft · built 1914
Lot Size	0.037 acres (1,615 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Feb 2023)
Tax Bill	$1,017 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-014928`

Property Details

APN / Parcel Number

Primary APN	`25-014928`
Alternative APN	`014928`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Townhouse
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	1,615 sqft (0.037 acres)
Lot Dimensions	97 ft deep x 16 ft wide
Porch	Slab
Porch Area	72 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014928
Street Address	495 MITCHELL AVE
City	HAGERSTOWN
State	MD
Zip	21740-3755
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	0.038AC 495 MITCHELL AVE
Legal Subdivision	BITNERS OAK HILL ADD HAGERSTOW
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2021	Special Warranty Deed, Transfer MORTGAGE CONNECT LP
May 24, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Book / Page	7193 / 467
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	0066330001
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 13, 2023
Property Address	495 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	0071930467
Book / Page	7193 / 467
Instrument Date	Feb 9, 2023
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	LEGACYHOUSE TITLE, LEGACYHOUSSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	495 MITCHELL AVE, HAGERSTOWN, MD 21740-3755

Mortgage

Document Number	0071930473
Date	Feb 13, 2023
Instrument	7193-0473

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 17, 2021
Property Address	495 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	0068700442
Book / Page	6870 / 442
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 WESTERN AVE STE 340, 2003, SEATTLE, WA 98121-2162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 W WASHINGTON ST, HAGERSTOWN, MD 21740-4734

May 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 24, 2021
Property Address	495 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	0066330001
Book / Page	6633 / 1
Instrument Date	May 10, 2021
Transaction Type	Foreclosure
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 5TH ST, EUREKA, CA 95501-0305

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,017.00 (+17.3%)	$111,600 (+17.23%)	$144,400 (+51.68%) Land $20,000 Building $124,400
2025	$867.00 (+10.59%)	$95,200 (+23.64%) Land $20,000 Building $75,200	$95,200 (-) Land $20,000 Building $75,200
2024	$784.00 (+11.36%)
2023	$704.00	$77,000	$95,200 Land $20,000 Building $75,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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