487 Mitchell Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 487 Mitchell Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,088 sqft · built 1908
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jun 2018)
Tax Bill	$984 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-006089`

Property Details

APN / Parcel Number

Primary APN	`25-006089`
Alternative APN	`006089`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,088 sqft Total Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Siding
Roof Material	Metal
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	95 ft deep x 40 ft wide
Porch	Slab
Porch Area	180 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006089
Street Address	487 MITCHELL AVE
City	HAGERSTOWN
State	MD
Zip	21740-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	LT103 40X95 0.088 AC 487 MITCHELL AVE
Legal Subdivision	MITCHELL
Legal Lot Number	103
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15108 GREY PEBBLE DR, GERMANTOWN, MD 20874-3236
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 29, 2018	Grant Deed, Transfer ACER TITLE AND ESCROW LLC
Feb 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Book / Page	5783 / 183
Last Transfer Date	Dec 31, 2019
Transfer Doc	0061550171
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Jul 28, 2026
Property Address	487 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	7978000266
Book / Page	7978 / 266
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15109 GREY PEBBLE DR, GERMANTOWN, MD 20874-3238

Mortgage

Document Number	7978000266,
Date	Jul 28, 2026
Book Page	7978/266

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Jan 9, 2020
Property Address	487 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	0061550171
Book / Page	6155 / 0171
Map Reference	LB 96 FO 700
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	487 MITCHELL AVE, HAGERSTOWN, MD 21740-3755

Mortgage

Document Number	0006155177
Date	Jan 9, 2020
Instrument	6155/177

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 29, 2018
Property Address	487 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	0057830183
Book / Page	005783 / 000183
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ACER TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15108 GREY PEBBLE DR GERMANTOWN MD 20874, GERMANTOWN, MD 20874

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 15, 2018
Property Address	487 MITCHELL AVE, HAGERSTOWN, MD 21740-3755
Document Number	0056910061
Book / Page	005691 / 000061
Instrument Date	Mar 22, 2017
Transaction Type	Foreclosure
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$984.00 (+7.42%)	$107,967 (+7.43%)	$122,900 (+22.29%) Land $21,200 Building $101,700
2025	$916.00 (+22.13%)	$100,500 (+56.14%) Land $21,200 Building $79,300	$100,500 (-) Land $21,200 Building $79,300
2024	$750.00 (+27.55%)
2023	$588.00	$64,367	$100,500 Land $21,200 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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