495 Main St, Ferndale, CA 95536 Property Records

Humboldt County property record for 495 Main St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,969 sqft)
Owner	Company Name on File
Tax Bill	$1,586 (2025)
Flood Zone	Zone AE (high risk)
APN	`031-085-025-000`

Property Details

APN / Parcel Number

Primary APN	`031-085-025-000`
Alternative APN	`03108525`

Exterior

Lot Area	6,969 sqft (0.16 acres)

Location & Zoning

Street Address	495 MAIN ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2-D
Legal Subdivision	SHAWS DIVISION
Legal Block	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1016
Census Tract	11200

Owner

Source: Humboldt County assessment roll, APN 031-085-025-000, as of August 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1338 MAIN ST, FORTUNA, CA 95540-2128
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 30, 2024
Transfer Doc	0000018964
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Humboldt County assessment roll as of August 25, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,586.00 (+4.62%)	$149,952 (+4.04%) Land $147,552 Building $2,400
2024	$1,516.00 (+1.81%)
2023	$1,489.00 (+1.57%)	$144,130 Land $141,823 Building $2,307
2022	$1,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), as of August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230112001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 243 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA1210007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.