476 Main St, Ferndale, CA 95536 Property Records

Humboldt County property record for 476 Main St, Ferndale, CA 95536

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.036 acres (1,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Oct 2017)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`031-091-016-000`

Property Details

APN / Parcel Number

Primary APN	`031-091-016-000`
Alternative APN	`03109116`

Exterior

Lot Area	1,570 sqft (0.036 acres)

Location & Zoning

Old Parcel Number	03109116
Street Address	476 MAIN ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-2-D
Legal Description	L8* B11 /FRANCIS DIVISION DIVISIONRN OF0600601085B071982C 86C 00000000 N
Legal Subdivision	FRANCIS DIV
Legal Block	11
Legal Lot Number	8
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1022
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 STATE ST, GLENDALE, CA 91203-1523
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	May 24, 2017
Deed Document Number	2017-019382
Record Updated	Jun 8, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 26, 2017
Property Address	476 MAIN ST, FERNDALE, CA 95536
Document Number	0000019382
Instrument Date	Oct 17, 2017
Instrument	19382
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	517 STATE ST GLENDALE CA 912031523, GLENDALE, CA 91203-1523

Mortgage

Document Number	19383
Date	Oct 26, 2017
Instrument	19383

Lender

Name	CHERYL A ETTER
Address	PO BOX 446, FERNDALE, CA 95536-0446
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,186.00 (+6.27%)	$113,777 (+4.04%) Land $73,956 Building $39,821
2023	$2,057.00 (+0.88%)	$109,361 Land $71,085 Building $38,276
2022	$2,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20