495 High St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 495 High St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,692 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Dec 2016)
Tax Bill	$7,685 (2026)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`Q00720`

Property Details

APN / Parcel Number

Primary APN	`Q00720`
Alternative APNs	`LOWE M:202 B:2980 L:495` `M:000202 T:Q00720`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,692 sqft Living Area
Gross Area	5,776 sqft
1st Floor Area	1,321 sqft
Basement Area	1,321 sqft
Unfinished Basement	1,321 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	Q00720
Street Address	495 HIGH ST
City	LOWELL
State	MA
Zip	01852-3627
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2980
Legal Lot Number	495
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3015
Census Tract	312300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rogers Fort Hill Park Historic District listed 1999 · 181 contributing resources · NRIS 99000635

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 HIGH ST, LOWELL, MA 01852-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2016 · Amount on Record
Deed Sale	Dec 23, 2016 · Amount on Record
Deed Book / Page	30780 / 65
Last Transfer Date	Aug 10, 2022
Transfer Doc	037329-260
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 25, 2022
Property Address	495 HIGH ST, LOWELL, MA 01852-3627
Document Number	037329-260
Book / Page	37329 / 260
Instrument Date	Aug 10, 2022
Instrument	36156
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	495 HIGH ST, LOWELL, MA 01852-3627

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,685.00 (+5.94%)	$677,100 (+7.15%) Land $138,100 Building $539,000	$670,504
2025	$7,254.00 (+4.51%)	$631,900 (+8.42%) Land $120,500 Building $511,400
2024	$6,941.00 (+7.43%)	$582,800 (+12.03%) Land $117,900 Building $464,900
2023	$6,461.00	$520,200 Land $102,600 Building $417,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880