Middlesex County and Lowell City property record for 465 High St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 3,563 sqft · built 1920 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Nov 2019) |
| Tax Bill | $7,367 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K01320 |
| Primary APN | K01320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,563 sqft Living Area |
| Gross Area | 5,334 sqft |
| 1st Floor Area | 1,609 sqft |
| Basement Area | 1,427 sqft |
| Unfinished Basement | 240 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | K01320 |
|---|---|
| Street Address | 465 HIGH ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 2980 |
| Legal Lot Number | 465 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 312400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rogers Fort Hill Park Historic District listed 1999 · 181 contributing resources · NRIS 99000635 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 465 HIGH ST, LOWELL, MA 01852-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST TECH FCU |
| Nov 6, 2019 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on Record |
| Deed Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 2019201900048993 |
| Deed Book / Page | 33528 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 465 HIGH ST, LOWELL, MA 01852-3613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039234-227 |
|---|---|
| Date | May 7, 2025 |
| Book Page | 39234/227 |
| Instrument | 13456 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 465 HIGH ST, LOWELL, MA 01852-3613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31022-246 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 31022/246 |
| Instrument | 13808 |
| Name | FIRST TECH FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 6, 2019 |
| Property Address | 465 HIGH ST, LOWELL, MA 01852-3613 |
| Document Number | 33528-276 |
| Book / Page | 33528 / 276 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 48993 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 66 GRAND ST, LOWELL, MA 01851-2624 |
| Document Number | 48994 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 48994 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,367.00 (+8.66%) | $649,100 (+9.91%) Land $201,400 Building $447,700 | $665,022 (-10.1%) |
| 2025 | $6,780.00 (+0.85%) | $590,600 (+4.62%) Land $175,700 Building $414,900 | $739,765 (+5.24%) |
| 2024 | $6,723.00 (+7.29%) | $564,500 (+11.89%) Land $179,300 Building $385,200 | $702,905 |
| 2023 | $6,266.00 | $504,500 Land $150,000 Building $354,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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