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495 Gordon Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 495 Gordon Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,016 sqft · built 1930
Lot Size3.37 acres (146,797 sqft)
Owner2 Individual Names on Record
Last Sale$279,000 (Mar 2020)
Tax Bill$10,526 (2026)
Deeds & MortgagesMar 2020 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN422800 38.-1-15

Property Details

APN / Parcel Number

Primary APN422800 38.-1-15
Alternative APN
  • 280003800000010150000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area1,504 sqft
Upper Floors Area512 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area146,797 sqft (3.37 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area548 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address495 GORDON RD
CitySCHENECTADY
StateNY
Zip12306-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal Block1
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1061
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address495 GORDON RD, SCHENECTADY, NY 12306-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2020Deed, Transfer · Conventional Mortgage
TD BANK NA
Oct 16, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2020 · Amount on Record
Deed SaleMar 2, 2020 · Amount on Record
Prior SaleOct 16, 2017 · Amount on Record
Deed Document Number20208740
Deed Book / Page2031 / 661
Record UpdatedOct 29, 2026

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 2, 2020
Property Address495 GORDON RD, SCHENECTADY, NY 12306-7203
Document Number0000008740
Book / Page2031 / 661
Instrument DateFeb 28, 2020
Instrument202008740
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,116.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008744
DateMar 2, 2020
Book Page4975/888
Instrument202008744
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2017
Property Address495 GORDON RD, SCHENECTADY, NY 12306-7203
Document Number0000046755
Book / Page001973 / 000362
Instrument DateSep 19, 2017
Instrument46755
Transaction TypeTransfer
Record UpdatedOct 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$304.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,526.00 (-7.44%)
2025$11,372.00$273,400 (-) Land $35,900 Building $237,500$420,600 (+16.93%) Land $55,229 Building $365,371
2023$273,400 Land $35,900 Building $237,500$359,700 Land $47,232 Building $312,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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