Schenectady County and Rotterdam Town property record for 399 Gordon Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,516 sqft · built 1955 |
| Lot Size | 20.1 acres (879,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Oct 2015) |
| Tax Bill | $11,974 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 38.-1-22.11 |
| Primary APN | 422800 38.-1-22.11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 879,041 sqft (20.1 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 399 GORDON RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Block | 1 |
| Legal Lot Number | 22.011 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 32602 |
399 Gordon Rd is owned and occupied by two individuals who bought it in October 2015.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 399 GORDON RD, SCHENECTADY, NY 12306-7226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 21, 2017 | Deed of Trust, Mortgage TRUSTCO BANK |
| Jun 21, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI TRUSTCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on File |
| Deed Sale | Oct 13, 2015 · Amount on File |
| Prior Sale | Oct 13, 2015 · Amount on File |
| Deed Book / Page | 1923 / 849 |
| Prior Transfer Date | Oct 9, 2015 |
| Prior Transfer Doc | 0000046609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 399 GORDON RD, SCHENECTADY, NY 12306-7226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 399 GORDON RD, SCHENECTADY, NY 12306-7226 |
| Document Number | 0000004202 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 5285/63 |
| Instrument | 202304202 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 6, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 399 GORDON RD, SCHENECTADY, NY 12306-7226 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027623 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 4767/933 |
| Instrument | 201727623 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 21, 2017 |
| Property Address | 399 GORDON RD, SCHENECTADY, NY 12306-7226 |
| Book / Page | 004767 / 000939 |
| Instrument Date | Jun 3, 2017 |
| Instrument | 27624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 399 GORDON RD SCHENECTADY NY 123067226, SCHENECTADY, NY 12306-7226 |
| Document Number | 0000027624 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 004767/000939 |
| Instrument | 27624 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 399 Gordon Rd was $11,974, down 7.4% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,974.00 (-7.44%) | ||
| 2025 | $12,936.00 | $311,000 Land $30,000 Building $281,000 | $478,500 Land $46,158 Building $432,342 |
| 2023 | $293,400 Land $30,000 Building $263,400 | $386,100 Land $39,479 Building $346,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 399 Gordon Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 399 Gordon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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