McHenry County property record for 495 Everett Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 872 sqft · built 1951 |
| Lot Size | 0.185 acres (8,080 sqft) |
| Owner | Owner Name on Record |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-06-480-005 |
| Primary APN | 19-06-480-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 872 sqft |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 872 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 8,080 sqft (0.185 acres) |
| Lot Dimensions | 162 ft deep x 50 ft wide |
| Heating System | Hot Water |
|---|
| Street Address | 495 EVERETT AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2010R0049412 LT 62 BLK 1 GOLF ROAD SUB |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 06 |
| Legal Subdivision | GOLF ROAD |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 871201 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 495 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Sep 5, 1996 · Amount on Record |
| Last Transfer Date | Nov 3, 2010 |
| Transfer Doc | 0000049412 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 495 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029821 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020R0029821 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $49,103 Land $15,284 Building $33,819 | $147,309 Land $45,852 Building $101,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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