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491 Everett Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 491 Everett Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details1 ba · 875 sqft · built 1951
Lot Size0.186 acres (8,096 sqft)
OwnerIndividual Name on Record
Last Sale$124,500 (Dec 2001)
Tax Bill$4,965 (2024)
Deeds & MortgagesOct 2026 Line of Credit
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-06-480-006

Property Details

APN / Parcel Number

Primary APN19-06-480-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area875 sqft Living Area
1st Floor Area875 sqft
Basement Area875 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Lot Area8,096 sqft (0.186 acres)
Lot Dimensions162 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address491 EVERETT AVE
CityCRYSTAL LAKE
StateIL
Zip60014-7118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2009R0035721 LT 61 BLK 1 GOLF ROAD SUB
Legal SubdivisionGOLF ROAD SUB
Legal Block1
Legal Lot Number61
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3001
Census Tract871201

Owner

Source: McHenry County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address491 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Line of Credit
CRYSTAL LAKE BANK AND TRUST
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2001 · Amount on Record
Deed SaleDec 6, 2001 · Amount on Record
Deed Document Number200192698
Last Transfer DateJul 10, 2009
Transfer Doc0000035721
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateOct 9, 2026
Property Address491 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118
Document Number0000029693
Instrument DateSep 16, 2026
Instrument202629693
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118

Mortgage

Document Number0000029693,
DateOct 9, 2026
Instrument202629693
Lender
NameCRYSTAL LAKE BANK AND TRUST
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address491 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002703
DateJan 22, 2020
Instrument2020R0002703
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,965.00$66,658 (+52.42%) Land $16,255 Building $50,403$199,974 (+52.42%) Land $48,765 Building $151,209
2022Homeowner's exemption$43,733 Land $15,321 Building $28,412$131,199 Land $45,963 Building $85,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimJun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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