495 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 495 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,302 sqft · built 2001
OwnerIndividual Name on File
Last Sale$215,000 (Dec 2021)
Tax Bill$5,463 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-32-382-025

Property Details

APN / Parcel Number

Primary APN08-32-382-025

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,302 sqft Living Area
Gross Area2,365 sqft
Basement Area651 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address495 E WILLOW ST
CityELBURN
StateIL
Zip60119-8999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRYSIDE CONDO - UNIT 495
Legal SubdivisionCOUNTRYSIDE CONDO
Legal Block2
Legal Lot Number108
Legal Unit495
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2042
Census Tract852408

Owner

Source: Kane County records · APN 08-32-382-025

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address495 E WILLOW ST, ELBURN, IL 60119-8999
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Dec 27, 2021Warranty Deed, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORP
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number202195359
Prior Transfer DateDec 08, 2009
Prior Transfer Doc0000092695
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address495 E WILLOW ST, ELBURN, IL 60119-8999
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071133
DateSep 20, 2021
Instrument2021K071133
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2051
Interest
Rate3.75%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 27, 2021
Property Address495 E WILLOW ST, ELBURN, IL 60119-8999
Document Number0000095359
Instrument DateDec 17, 2021
Instrument2021K095359
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 E WILLOW ST, ELBURN, IL 60119-8999

Mortgage

Document Number0000095360
DateDec 27, 2021
Instrument2021K095360
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate
Rate5.99%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 19, 2019
Property Address495 E WILLOW ST, ELBURN, IL 60119-8999
Document Number0000006516
Map ReferenceDOC 1999K094328
Instrument DateFeb 12, 2019
Instrument2019K006516
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 E WILLOW ST, ELBURN, IL 60119-8999

Mortgage

Document Number0000006517
DateFeb 19, 2019
Instrument2019K006517
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,463.00 (+12.13%) Homeowner's exemption
2024$68,186 (+25.28%) Land $6,569 Building $61,617$204,640 (+25.33%) Land $19,715 Building $184,925
2022$4,872.00 (+4.64%) Homeowner's exemption$54,428 (+5.91%) Land $5,351 Building $49,077$163,284 (+5.91%) Land $16,053 Building $147,231
2021$4,656.00 Homeowner's exemption$51,390 Land $5,052 Building $46,338$154,170 Land $15,156 Building $139,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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