491 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 491 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,424 sqft · built 2001
OwnerIndividual Name on File
Last Sale$255,000 (May 2024)
Tax Bill$5,331 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-382-023

Property Details

APN / Parcel Number

Primary APN08-32-382-023

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,424 sqft Living Area
Gross Area2,548 sqft
Basement Area712 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address491 E WILLOW ST
CityELBURN
StateIL
Zip60119-8999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 491 IN COUNTRYSIDE CONDOMINIUM
Legal SubdivisionCOUNTRYSIDE CONDO
Legal Block2
Legal Lot NumberA
Legal Unit491
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2042
Census Tract852408

Owner

Source: Kane County records · APN 08-32-382-023

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address491 E WILLOW ST, ELBURN, IL 60119-8999
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Mar 23, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Prior SaleAug 14, 2001 · Amount on Record
Deed Document Number202415809
Record UpdatedSep 20, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 13, 2024
Property Address491 E WILLOW ST, ELBURN, IL 60119-8999
Document Number0000015809
Map ReferenceDOC 1999K094328
Instrument DateApr 05, 2024
Instrument2024K015809
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address491 E WILLOW ST, ELBURN, IL 60119-8999

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 E WILLOW ST, ELBURN, IL 60119-8999

Mortgage

Document Number0000015810
DateMay 13, 2024
Instrument2024K015810
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054
Interest
Rate6.82%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address491 E WILLOW ST, ELBURN, IL 60119-8999
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 E WILLOW ST, ELBURN, IL 60119-8999

Mortgage

Document Number0000016206
DateMar 23, 2022
Instrument2022K016206
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term212 Months
DueNov 01, 2039

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,331.00 (+9.6%)
2024$66,717 (+22.75%) Land $6,569 Building $60,148$200,231 (+22.8%) Land $19,715 Building $180,516
2022$4,864.00 (+4.62%) Homeowner's exemption$54,350 (+5.91%) Land $5,351 Building $48,999$163,050 (+5.91%) Land $16,053 Building $146,997
2021$4,649.00 Homeowner's exemption$51,317 Land $5,052 Building $46,265$153,951 Land $15,156 Building $138,795

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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