Polk County property record for 385 E Pearl St, Bartow, FL 33830 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,302 sqft · built 1950 |
| Lot Size | 0.532 acres (23,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Nov 2017) |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-414000-000091 |
| Primary APN | 25-30-08-414000-000091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| Gross Area | 3,094 sqft |
| 1st Floor Area | 2,302 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 23,170 sqft (0.532 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 76 sqft |
| Street Address | 385 E PEARL ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HULL LAURA V ADD PB 1 PG 11A LOTS 9 W 35 FT & 10 & 11 & PEARCE SUSAN J SUB DB L PG 532 LOTS 9 E 13.5 FT S OF ST & 10 S OF ST |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | HULL LAURA V ADDITION |
| Legal Tract | 414000 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 15102 |
Source: Polk County records · APN 25-30-08-414000-000091
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 E PEARL ST, BARTOW, FL 33830-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit GREAT OAKS BANK |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 03, 2017 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2017 · Amount on Record |
| Deed Sale | Nov 03, 2017 · Amount on Record |
| Prior Sale | Feb 22, 2016 · Amount on Record |
| Deed Document Number | 2017211696 |
| Deed Book / Page | 10305 / 1361 |
| Prior Transfer Date | Mar 18, 2011 |
| Prior Transfer Doc | 0000050570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 385 E PEARL ST, BARTOW, FL 33830-5632 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 385 E PEARL ST, BARTOW, FL 33830-5632 |
| Document Number | 0000271448 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 11942/478 |
| Instrument | 2021271448 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 385 E PEARL ST, BARTOW, FL 33830-5632 |
| Document Number | 0114681984 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 385 E PEARL ST BARTOW FL 338305632, BARTOW, FL 33830-5632 |
| Document Number | 0114681984 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 011468/001984 |
| Instrument | 253367 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 03, 2017 |
| Property Address | 385 E PEARL ST, BARTOW, FL 33830-5632 |
| Document Number | 0103051361 |
| Book / Page | 010305 / 001361 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 211696 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | FOUNDATION TITLE AND TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 E PEARL ST BARTOW FL 338305632, BARTOW, FL 33830-5632 |
| Document Number | 103051363 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 010305/001363 |
| Instrument | 211697 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,131.00 (+5.81%) Homeowner's exemption | $215,154 (+18.09%) | $357,325 (+14.49%) Land $87,007 Building $270,318 |
| 2023 | $2,959.00 (+15.41%) Homeowner's exemption | $182,196 (+3%) | $312,095 (+14.07%) Land $38,144 Building $273,951 |
| 2022 | $2,564.00 Homeowner's exemption | $176,889 | $273,591 Land $32,011 Building $241,580 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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