495 E Main St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 495 E Main St, Westfield, MA 01085

Property Summary

Property TypeDepartment Store (Apparel, Household Goods, Furniture)
Details7,100 sqft · built 1984
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$1,868,904 (Dec 2012)
Tax Bill$24,792 (2025)
Flood ZoneZone AE (high risk)
APNWFLD M:111 L:8

Property Details

APN / Parcel Number

Primary APNWFLD M:111 L:8
Alternative APN
  • M:329111 B:00008 L:00000

Interior

Stories1 Story
Building Area7,100 sqft Total Area
Gross Area8,360 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address495 E MAIN ST
CityWESTFIELD
StateMA
Zip01085-3312
Property CategoryCommercial
Property TypeCommercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Legal Lot Number8
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3001
Census Tract812600

Owner

Source: Hampden County and Westfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11 WEBSTER LN, WILBRAHAM, MA 01095-2700
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2012 · Amount on Record
Deed SaleDec 31, 2012 · Amount on Record
Prior SaleSep 27, 1991 · Amount on Record
Deed Book / Page19620 / 291
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$24,792.00 (+2.87%)$849,900 (+18.21%) Land $223,500 Building $626,400
2023$24,101.00$719,000 Land $193,400 Building $525,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims8 (1982–2020)
Most Recent ClaimSep 2020 · other causes
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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