437 E Main St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 437 E Main St, Westfield, MA 01085 · Last verified April 2026

Property Summary

Property Type	Restaurant
Details	2 bd · 1 ba · 2,340 sqft · built 2011
Lot Size	0.231 acres (10,050 sqft)
Owner	2 Company Names on File
Last Sale	$3,000,000 (Sep 2005)
Tax Bill	$15,128 (2025)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`WFLD M:111 L:7`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:111 L:7`
Alternative APN	`M:329111 B:00007 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,340 sqft Total Area
Gross Area	2,395 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,050 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	437 E MAIN ST
City	WESTFIELD
State	MA
Zip	01085-3312
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Lot Number	7
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3001
Census Tract	812600

Owner

Source: Hampden County and Westfield City records · APN WFLD M:111 L:7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 28, WATERTOWN, CT 06795-0028
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2005 · Amount on Record
Deed Sale	Sep 13, 2005 · Amount on Record
Prior Sale	Apr 05, 1996 · Amount on Record
Deed Document Number	2005142909
Deed Book / Page	15324 / 495
Transfer Doc	15324-495
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	437 E MAIN ST, WESTFIELD, MA 01085-3312
Transaction Type	Mortgage
Record Updated	Jun 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23897-257
Date	May 21, 2021
Book Page	23897/257
Instrument	35175

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$15,128.00 (+0.38%)	$518,600 (+15.35%) Land $110,300 Building $408,300
2023	$15,071.00	$449,600 Land $95,600 Building $354,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138126003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1982–2020)
Most Recent Claim	Sep 2020, other causes
Claims By Storm	Tropical Storm Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Westfield Gas & Electric	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.