Gaston County property record for 495 E Long Ave, Gastonia, NC 28054
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,500 sqft · built 1998 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Company Name on Record |
| Last Sale | $550,000 (Mar 2024) |
| Tax Bill | $4,291 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105482 |
| Primary APN | 105482 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 5,500 sqft Heated Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Metal |
| Roof Material | Built-Up Asphalt |
| Lot Area | 37,897 sqft (0.87 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 495 E LONG AVE |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-2526 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | OFF01 |
| Legal Description | NORMA FUNDERBURK 01 031 006 01 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 32000 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 245 W GARRISON BLVD, GASTONIA, NC 28052-4099 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Mar 27, 2024 | Deed of Trust, Mortgage ALLIANCE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Apr 23, 1998 · Amount on Record |
| Deed Book / Page | 5468 / 1243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 29, 2026 |
| Property Address | 495 E LONG AVE, GASTONIA, NC 28054-2526 |
| Document Number | 0000012138 |
| Book / Page | 5673 / 775 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202612138 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 245 W GARRISON BLVD, GASTONIA, NC 28052-4099 |
| Document Number | 0000012138, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 5673/775 |
| Instrument | 202612138 |
| Name | COMMERCIAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 495 E LONG AVE, GASTONIA, NC 28054-2526 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 245 W GARRISON BLVD G, G, GASTONIA, NC 28052-4090 |
| Document Number | 0054681249 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 5468/1249 |
| Name | ALLIANCE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 1099, GASTONIA, NC 28053 |
| Amount | Amount Recorded |
|---|
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,291.00 (-1.01%) | $401,430 (-) Land $174,000 Building $227,430 | |
| 2023 | $4,335.00 | $401,430 Land $174,000 Building $227,430 | |
| 2021 | $353,420 Land $162,690 Building $190,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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