440 E Long Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 440 E Long Ave, Gastonia, NC 28054

Property Summary

Property TypeBank, Financial Building
Details4,480 sqft · built 2001
Lot Size0.66 acres (28,750 sqft)
OwnerCompany Name on File
Last Sale$815,000 (Jun 2026)
Tax Bill$5,650 (2026)
Deeds & MortgagesJun 2026 Sale & Line of Credit
Sep 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN104574

Property Details

APN / Parcel Number

Primary APN104574

Interior

Plumbing Fixtures5 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area4,480 sqft Heated Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialShingle
Lot Area28,750 sqft (0.66 acres)
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address440 E LONG AVE
CityGASTONIA
StateNC
Zip28054-2527
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeOFF01
Legal DescriptionA & F PROPERTIES NLN 01 024 128 00 000
Legal SubdivisionA & F PROPERTIES
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group3
Census Block3015
Census Tract32000

Owner

440 E Long Ave, a commercial property, is owned by a company that bought it in June 2026.

Source: Gaston County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address10501 ISLAND POINT RD, CHARLOTTE, NC 28278-6841
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Warranty Deed, Transfer · Line of Credit
TRUST BANK
Sep 25, 2025Deed of Trust, Mortgage · Line of Credit
ISERVE RESIDENTIAL LENDING LLC
Mar 29, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2026 · Amount on File
Deed SaleJun 29, 2026 · Amount on File
Prior SaleMar 20, 2007 · Amount on File
Deed Book / Page5651 / 2028
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 29, 2026
Property Address440 E LONG AVE, GASTONIA, NC 28054-2527
Document Number5651002028
Book / Page5651 / 2028
Instrument DateJun 22, 2026
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$164,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address10501 ISLAND POINT RD, CHARLOTTE, NC 28278-6841

Mortgage

Document Number5651002032,
DateJun 29, 2026
Book Page5651/2032
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.36%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address440 E LONG AVE, GASTONIA, NC 28054-2527
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 E LONG AVE, GASTONIA, NC 28054-2527

Mortgage

Document Number0055871701
DateSep 25, 2025
Book Page5587/1701
Lender
NameISERVE RESIDENTIAL LENDING LLC
TypeMortgage Company
Address2945 TOWNSGATE RD STE 110, WESTLAKE VILLAGE, CA 91361
Agreement
TypeLine of Credit
AmountAmount on Record

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGASTON NC
Recording DateMar 29, 2022
Property Address440 E LONG AVE, GASTONIA, NC 28054-2527
Document Number0053240221
Book / Page5324 / 221
Instrument DateMar 29, 2022
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address440 E LONG AVE, 440, GASTONIA, NC 28054-2527

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1578, GASTONIA, NC 28053-1578

Tax Assessment & Valuation

The 2026 property tax bill for 440 E Long Ave was $5,650.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,650.00$528,600 Land $155,250 Building $373,350
2023$5,708.00$528,600 Land $155,250 Building $373,350
2021$447,840 Land $125,450 Building $322,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 E Long Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 E Long Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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