495 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 495 E College St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,056 sqft · built 2008
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2007)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-00-087-107-027`

Property Details

APN / Parcel Number

Primary APN	`09-00-087-107-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft
1st Floor Area	1,056 sqft
2nd Floor Area	936 sqft
Attic Area	346 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Detached
Garage Area	1,066 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	495 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60-09-087B -045-00
Legal Subdivision	RUSSIA
Legal Block	107
Legal Lot Number	87
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

495 E College St is owned and occupied by an individual who acquired it in February 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	495 E COLLEGE ST, OBERLIN, OH 44074-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2007 · Amount on File
Deed Sale	Aug 1, 2007 · Amount on File
Prior Sale	Aug 1, 2007 · Amount on File
Deed Document Number	0000216155
Last Transfer Date	Feb 15, 2023
Transfer Doc	0000906813
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Feb 15, 2023
Property Address	495 E COLLEGE ST, OBERLIN, OH 44074-1318
Document Number	0000906813
Instrument Date	Jan 31, 2023
Instrument	2023-0906813
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	495 E COLLEGE ST, OBERLIN, OH 44074-1318

Tax Assessment & Valuation

The 2025 property tax bill for 495 E College St was $1,128.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00	$23,260 (-0.02%) Land $8,830 Building $14,430	$66,470 (-) Land $25,230 Building $41,240
2024	$1,128.00 (+14.98%)	$23,265 (+30.15%) Land $8,831 Building $14,434	$66,470 (+30.15%) Land $25,230 Building $41,240
2023	$981.00 (+2.72%)	$17,875 (-0.03%) Land $4,337 Building $13,538	$51,070 Land $12,390 Building $38,680
2022	$955.00	$17,880 Land $4,340 Building $13,540
2021			$51,070 Land $12,390 Building $38,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 495 E College St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 E College St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E College St

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