Lorain County property record for 487 E College St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1956 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,500 (Jul 2015) |
| Tax Bill | $2,527 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-087-107-016 |
| Primary APN | 09-00-087-107-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 202 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 117 sqft |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 487 E COLLEGE ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE PARK 71.50 X 202 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | 107 |
| Legal Lot Number | 39 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 60100 |
487 E College St is owned and occupied by an individual who acquired it in December 2021.
Source: Lorain County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 487 E COLLEGE ST, OBERLIN, OH 44074-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jun 24, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Sep 23, 2010 · Amount on File |
| Deed Document Number | 2015553417 |
| Last Transfer Date | Dec 4, 2021 |
| Transfer Doc | 0000854791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 17, 2021 |
| Property Address | 487 E COLLEGE ST, OBERLIN, OH 44074-1318 |
| Document Number | 0000854791 |
| Map Reference | VOL 15 PG 13 |
| Instrument Date | Dec 4, 2021 |
| Instrument | 2021-0854791 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 E COLLEGE ST, OBERLIN, OH 44074-1318 |
| Document Number | 0000854792 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-0854792 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 487 E COLLEGE ST, OBERLIN, OH 44074-1318 |
| Document Number | 0000637757 |
| Instrument Date | Jun 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 E COLLEGE ST OBERLIN OH 440741318, OBERLIN, OH 44074-1318 |
| Document Number | 0000637757 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 637757 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 487 E College St was $2,527 with a homeowner's exemption, down 4.1% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,527.00 (-4.1%) Homeowner's exemption | $52,930 (+0.01%) Land $17,930 Building $35,000 | $151,210 (-) Land $51,220 Building $99,990 |
| 2024 | $2,635.00 (-9.42%) | $52,924 (+0.29%) Land $17,927 Building $34,997 | $151,210 (+0.29%) Land $51,220 Building $99,990 |
| 2023 | $2,909.00 (+2.76%) | $52,773 (+0.01%) Land $15,512 Building $37,261 | $150,780 Land $44,320 Building $106,460 |
| 2022 | $2,831.00 | $52,770 Land $15,510 Building $37,260 | |
| 2021 | $150,780 Land $44,320 Building $106,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 487 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 487 E College St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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