495 E 1st Ave, Clifton, IL 60927 Property Records

Iroquois County property record for 495 E 1st Ave, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.389 acres (16,946 sqft)
Owner	Individual Name on File
Last Sale	$45,634 (Jan 2019)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 03 426 007`

Property Details

APN / Parcel Number

Primary APN	`10 03 426 007`

Exterior

Lot Area	16,946 sqft (0.389 acres)

Location & Zoning

Street Address	495 E 1ST AVE
City	CLIFTON
State	IL
Zip	60927-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD LT 7 BLK 29 VIL OF CLIFTON
Legal Subdivision	FIRST ADD
Legal Block	29
Legal Lot Number	7
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3014
Census Tract	950200

Owner

Source: Iroquois County assessment roll, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	495 E 1ST AVE, CLIFTON, IL 60927-9129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Jan 11, 2019	Warranty Deed, Transfer · Conventional Mortgage IROQUOIS FSLA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	201991
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	495 E 1ST AVE, CLIFTON, IL 60927-9100
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 E 1ST AVE, CLIFTON, IL 60927-9100

Mortgage

Document Number	00023R0638
Date	Mar 10, 2023
Instrument	23R0638

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	BOURBONNAIS, IL 60914

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 11, 2019
Property Address	495 E 1ST AVE, CLIFTON, IL 60927-9100
Document Number	00019R0091
Instrument Date	Jan 11, 2019
Instrument	19R0091
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 E 1ST AVE, CLIFTON, IL 60927-9100

Mortgage

Document Number	00019R0092
Date	Jan 11, 2019
Instrument	19R0092

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (+64.86%)	$37,750 (+30.53%) Land $7,630 Building $30,120	$113,250 (+30.53%) Land $22,890 Building $90,360
2022	$1,756.00 Homeowner's exemption	$28,920 Land $5,840 Building $23,080	$86,760 Land $17,520 Building $69,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Nextlink, Watch TV.

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