430 E 1st Ave, Clifton, IL 60927 Property Records

Iroquois County property record for 430 E 1st Ave, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,211 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Apr 2019)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 03 404 013`

Property Details

APN / Parcel Number

Primary APN	`10 03 404 013`

Exterior

Lot Area	6,211 sqft (0.142 acres)

Location & Zoning

Street Address	430 E 1ST AVE
City	CLIFTON
State	IL
Zip	60927-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 & E 12' LT 3 BLK 25 VIL OF CLIFTON
Legal Subdivision	VILLAGEOF CLIFTON
Legal Block	25
Legal Lot Number	3,5
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3003
Census Tract	950200

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 E 1ST AVE, CLIFTON, IL 60927-9102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Apr 8, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	2019932
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 20, 2023
Property Address	430 E 1ST AVE, CLIFTON, IL 60927-9102
Document Number	00023R3332
Instrument Date	Nov 8, 2023
Instrument	23R3332
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 N POPLAR ST, MANTENO, IL 60950-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E 1ST AVE, CLIFTON, IL 60927-9102

Mortgage

Document Number	00023R3333
Date	Nov 20, 2023
Instrument	23R3333

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 8, 2019
Property Address	430 E 1ST AVE, CLIFTON, IL 60927-9102
Document Number	19R0932
Instrument Date	Apr 5, 2019
Instrument	19R0932
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 W PETEREX DR, 104, ASHKUM, IL 60911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 E 1ST AVE, CLIFTON, IL 60927-9102

Mortgage

Document Number	19R0933
Date	Apr 8, 2019
Instrument	19R0933

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+19.71%)	$47,360 (+30.58%) Land $5,200 Building $42,160	$142,080 (+30.58%) Land $15,600 Building $126,480
2022	$2,329.00 Homeowner's exemption	$36,270 Land $3,980 Building $32,290	$108,810 Land $11,940 Building $96,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Nextlink, Watch TV.

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