495 Driftwood St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 495 Driftwood St, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 6.5 ba · 3,764 sqft · built 1916
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-141-012`

Property Details

APN / Parcel Number

Primary APN	`066-141-012`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	3,764 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	495 DRIFTWOOD ST
City	MORRO BAY
State	CA
Zip	93442-2211
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY MB TN MORRO BL 15 LT 4
Legal Subdivision	MORRO
Legal Block	15
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1011
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	495 DRIFTWOOD ST, MORRO BAY, CA 93442-2211
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LADERA LENDING INC
Aug 11, 2017	Quit Claim Deed, Transfer Quitclaim
May 3, 2017	Affidavit of Death, Transfer
May 3, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 29, 2021
Transfer Doc	0000001691
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 12, 2022
Property Address	495 DRIFTWOOD ST, MORRO BAY, CA 93442-2211
Document Number	0000001691
Instrument Date	Jul 29, 2021
Instrument	2022001691
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	495 DRIFTWOOD ST, MORRO BAY, CA 93442-2211

Mortgage

Document Number	0000001692
Date	Jan 12, 2022
Instrument	2022001692

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 11, 2017
Property Address	495 DRIFTWOOD ST, MORRO BAY, CA 93442-2211
Document Number	0000035821
Instrument Date	Aug 11, 2017
Instrument	35821
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10862 RESEDA BLVD PORTER RANCH CA 913263157, PORTER RANCH, CA 91326-3157

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2017
Property Address	495 DRIFTWOOD ST, MORRO BAY, CA 93442-2211
Document Number	0000019307
Instrument Date	Apr 26, 2017
Instrument	19307
Transaction Type	Transfer
Record Updated	May 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10862 RESEDA BLVD PORTER RANCH CA 913263157, PORTER RANCH, CA 91326-3157

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2017
Property Address	495 DRIFTWOOD ST, MORRO BAY, CA 93442-2211
Document Number	0000019306
Instrument Date	Apr 26, 2017
Instrument	19306
Transaction Type	Transfer
Record Updated	May 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10862 RESEDA BLVD PORTER RANCH CA 913263157, PORTER RANCH, CA 91326-3157

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,098,491 (+46.79%) Land $157,066 Building $941,425
2025	$8,248.00 (+8.9%)	$748,353 (+9.36%) Land $102,987 Building $645,366
2023	$7,574.00 (+275.14%)	$684,285 Land $98,989 Building $585,296
2022	$2,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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